Since the financial crisis, banks have moved away from residential mortgage lending, citing low margins and increased regulatory scrutiny.
In turn, non-banks, or mortgage companies that are not subsidiaries of a bank or bank holding companies, began filling the void. With no overhead or legacy costs stemming from the financial crisis, these companies claimed they could originate mortgages at a lower cost to consumers than banks.
In many metro areas, including South Florida, non-banks are now the leading mortgage lenders. The rise of non-banks allows borrowers easier access to mortgages.Hurry! Get your mortgage now!
"We recently sold our home in So. Florida and working with Harriet Martin and her team was a great experience. Harriet and her team are professionals in every way and make selling a house a pleasant experience. They have your best interest at heart and work hard to find you the best offer. I highly recommend Harriet and her team."
"What can I say about Harriett and Team .. Amazing, professional, caring are a few items I could use to describe her and team .. I first met Harriet as a friend of mine had referred her to me to manage my rental property... if I had only found her sooner. She rented my property easily and took care of everything! She then sold that property for me in Two weeks .. wow and at asking price.. she then helped me with the sale of my moms home when she passed away.. Harriet always made each transaction easy and seem less. I cannot say enough wonderful things about this lady.. she also has the most caring and professional staff .. I would chose her everytime.. thank you Harriett , Maritza and Lisandra"Julie Patterson